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For owner-operators and small fleets on lease

Your settlement should match your lease. Kass checks that it does.

Kass is your auditor. It reads your lease and cites every term to its page. Then it checks each weekly settlement against that lease and 49 CFR § 376.12. When a deduction breaks the rules, you get the page, the section, and a cure demand ready to send.

Kass reads your first lease free, plus 3 free AI scans. No card to start.

Settlement statement

Week 32

  • Linehaul, 3 loads4,820.00
  • Fuel advance−600.00
  • ELD fee−45.00

    Lease p. 7 sets this at $35.00. Overcharged $10.00. § 376.12(h)

  • Admin fee−25.00

    Your lease does not list this charge. § 376.12(h)

  • Occ/acc insurance−32.00
  • Escrow−100.00

    Balance now $2,600. Lease p. 11 caps it at $2,500. § 376.12(k)(1)

Net pay$4,018.00
A sample statement with Kass's notes. The numbers are made up to show how findings read.

A few dollars a line. Every week. For as long as you're leased on.

Your settlement is a list of codes. ELD, admin, trailer, insurance, escrow. Each one looks small. The numbers they should match are buried in a lease you signed once and filed away.

Federal rules say your lease must spell out every deduction and how it's figured. Charges that aren't in the lease, or that run higher than it says, don't belong on your settlement.

Checking that by hand takes hours you don't have. Kass does it every week, line by line.

How Kass works

Four steps. You do the first two. Kass does the reading.

  1. Upload your lease

    A PDF or a phone scan works. Kass reads it and cites every term to its page, so you can check its work.

  2. Add your settlements

    Upload each weekly settlement in the app. Forwarding them by email from the cab is shipping soon.

  3. Kass finds the violations

    Each deduction is checked against your lease and § 376.12. Every finding shows the dollar amount, the lease page, and the section.

  4. Send the cure demand

    Kass drafts a Cure Demand Letter with a 5 business day cure clock and tracks the carrier's reply. No fix? It drafts a Second Notice and an FMCSA evidence packet.

What a finding looks like

No vague warnings. Each finding names the charge, what your lease allows, the rule it breaks, and the money at stake. Then it tells you what to do next.

ELD fee above lease amount

§ 376.12(h)
Charged
$45.00 on the Week 32 settlement
Your lease says
$35.00 per week (lease p. 7, Schedule B)
The rule
A deduction must match the amount, or the way it's figured, that the lease states.
Overcharge
$10.00 this week

Next step: Add it to a Cure Demand Letter. The carrier gets 5 business days to fix it. Kass tracks the deadline and the reply.

What Kass checks

These are the parts of 49 CFR § 376.12 that show up on a settlement. In plain words.

§ 376.12(h)

Deductions your lease doesn't allow

Charges the lease never lists, several charges bundled into one line, and charges higher than the lease states.

§ 376.12(j)

Insurance markups

Insurance billed to you above what your lease says you pay.

§ 376.12(k)(1)

Escrow over the cap

Escrow still being taken after the balance passes the amount in your lease.

§ 376.12(k)(5)

Escrow interest

Interest owed on your escrow balance that never shows up.

§ 376.12(k)(6)

Escrow not returned

Your escrow still held more than 45 days after the lease ends.

§ 376.12(f)

Late pay

Settlements paid later than the lease and the rule allow.

§ 376.12(g)

Rated freight bills

No access to the rated freight bill when your pay is a percentage of the load.

Before you book

Rate confirmation tampering

Rate cons checked for signs of editing before you take the load.

Pricing

Start free. Kass reads your first lease, and you get 3 free AI scans. Weekly settlement audits and cure demands come with a plan. Same Kass on both plans. The only difference is how many trucks.

Solo Driver Plan

One truck. Owner-operators and leased drivers.

$29/mo

Fleet Plan

Covers 3 trucks. $10/mo for each truck after that.

$79/mo

Example: 5 trucks is $99/mo.

Billed monthly. Cancel anytime.

Questions

Is this legal advice?

No. HaulWise is not a law firm and does not give legal advice. Kass reports what your documents say and which regulation applies.

Talk to an attorney before you rely on a letter in any legal proceeding.

Who can see my lease and settlements?

Your documents are private to your account. The database keeps every account's records separate, so no other HaulWise user can see yours.

To read a document, Kass sends it to an AI model for text extraction. The findings and letters are computed by HaulWise, not guessed by the AI.

Will it work with my carrier's lease?

Kass is built for owner-operator leases with motor carriers, the agreements 49 CFR § 376.12 governs. Upload the PDF or a scan. Kass reads the terms and shows the page each one came from, so you can check it against the paper.

If a term is unclear or missing, Kass marks it for you to confirm instead of guessing.

What happens after I send a cure demand?

The letter gives the carrier 5 business days to fix the charge. Kass counts the days and logs the carrier's response.

If they pay it back, you log the credit and the finding closes. If they don't, Kass drafts a Second Notice and builds an FMCSA evidence packet with your documents and the citations.

What do I get for free?

Kass reads your first lease, and you get 3 free AI scans. Weekly settlement audits and cure demands need the Solo Driver Plan or the Fleet Plan.

Start with your lease.

Upload it today. Kass reads it for free and shows you every term, page by page.

Start free